Hi, I'm Debi...

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Your Mortgage Consultants

We make the home loan process as simple as possible by guiding you through every step.

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Debi Neary Campbell

NMLS

1106720

Cell Phone
404-667-2966
Office Phone
Address:

5080 Peachtree Blvd.

,

Suite 200

Chamblee
GA
30341
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Every one of our Mortgage Consultants can walk you through our products in detail – probably more detail than you want, in fact. So they definitely know their stuff.

More importantly, they want to know about you: What's your goal?

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I'm here to answer allyour mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payments anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Know Your Monthly Mortgage Payment

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"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

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Tim W. Wilson
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Tim W. Wilson
President and CEO

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debi.campbell@phmloans.com
debi.campbell@phmloans.com
debi.campbell@phmloans.com
Chamblee
debi.campbell@phmloans.com
1644440684524367
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*The mortgage payment quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.
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What type of home are you purchasing?
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What is the purchase price of the new property?
$80k$2M+
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3.5% Down
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By entering your contact information, you are providing express written consent for Prosperity Home Mortgage Corporation to contact you at the email and number you provided via telephone, mobile device, automated means like autodialing, text SMS/MMS and pre-recorded messages, even if you are registered on a corporate, state, or federal Do Not Call list. You are also acknowledging and agreeing to our terms of service and privacy policy. Consent is not required to use our services.
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*The refinance quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.
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Where are you located?
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What type of home are you purchasing?
Estimate your credit score
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Please estimate the value of your property.
$220,001 to $240,000
$80k $2M+
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What is the remaining 1st mortgage balance?
$100,001 to $120,000
$0 $300k+
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What is your 1st mortgage interest rate?
2.50%
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What kind of rate do you have?
What kind of rate would you prefer?
How will this property be used?
Do you have a 2nd mortage?
Would you like to borrow additional cash?
What is your average monthly income?
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$0 $50k+
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What are your average monthly expenses?
$15,001 to $20,000
$0 $50k+
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What is your full name?
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What is your email address?
Continue
What is your phone number?
By entering your contact information, you are providing express written consent for Prosperity Home Mortgage Corporation to contact you at the email and number you provided via telephone, mobile device, automated means like autodialing, text SMS/MMS and pre-recorded messages, even if you are registered on a corporate, state, or federal Do Not Call list. You are also acknowledging and agreeing to our terms of service and privacy policy. Consent is not required to use our services.
Back
Let's Find Your Home
Question  
11 
/ 11
Thanks for your information request!

Need more help of your homeownership journey?

Mortgage 101
*Not for use by New York borrowers
Privacy and Security Guaranteed
Oops! Something went wrong while submitting the form.