Skip to Content

Forbearance Information . Click here

COVID-19 Assistance Information - Click here

BorrowSmart

BorrowSmart

BorrowSmart

We understand that the expense of a down payment and closing costs can present a challenge for many home buyers. That's why we are introducing BorrowSmart, a new loan program designed to help customers purchase a home with less money out-of-pocket.

Check out the features of BorrowSmart, and let’s find out if you qualify today!

  • Eligible borrowers may receive up to $1,500 in credit towards down payment and/or closing costs.
  • Conventional mortgage with less than 3% down (if credit is used towards the down payment).
  • Credit is NOT a grant or second lien but a true lender credit.
  • Gifts and other down payment assistance programs may also be applied where eligible.


Other restrictions apply. Not all borrowers will qualify. Speak to a mortgage consultant for additional information. BorrowSmart is not available in Washington, D.C. Low down payment options may not be the best options for all borrowers. Consult your mortgage consultant to review potential loan scenarios and financing options to determine the home loan that is right for you.


Back to top