President and CEO Tim Wilson
President and CEO
Tim Wilson is responsible for managing strategic business development, operations and sales for Prosperity Home Mortgage, Long & Foster Settlement Services, and Long & Foster Insurance Agency, Inc.
Tim joined Long & Foster following a 22-year career in various roles at Wachovia and World Savings. His last position at Wachovia was executive vice president and director of wholesale lending, a role he held from 2007 to 2009. Prior to that, he served as group senior vice president of national loan operations for World Savings; general manager of the loan department in the Northwest; national sales support manager for Oakland, Calif.; division loan manager for the Midwest division; region loan operations manager in Texas; division loan operations manager in New York; and loan representative in Kansas City.
Tim has a long career in banking and lending and has served on a variety of committees and special projects related to mortgages and financing, including his former role as chairman of the Real Estate Services Providers Council, Inc. (RESPRO).
Wilson has a bachelor’s degree in political science from Washburn University in Topeka, Kan. He is married with five children.
SVP, National Operations & Credit Risk Brenna Dutton
SVP, National Operations & Credit Risk
As Senior Vice President of National Operations and Credit risk, Dutton brings over three decades of experience in lending operations, from quality control and credit risk to underwriting and processing. She spent the majority of her career at George Mason Mortgage, where she worked closely with the organization's former CEO Gene Merrill. She credits Gene with inspiring her pro-sales approach to mortgage operations, which protects the company's credit risk while remembering that production is key to success.
SVP, Administration Becky Helvey
Becky Helvey has more than 14 years of experience in the mortgage industry. She is an expert in reporting, analysis and project management.
In her current role, Becky is responsible for leading and managing the mortgage technology training, business intelligence and back-office support functions of Prosperity Home Mortgage. She helps set the vision for training of the sales, operations and management teams, assists in the development of reporting methodology and manages the company’s equipment inventory. She also acts as a liaison between the corporate office and field offices in relation to company policies, on-boarding of employees, technology needs and more, and serves on committees within the company as needed, including compliance and executive credit.
Prior to joining Prosperity Home Mortgage, Becky worked with Prosperity Mortgage Company, a joint venture between The Long & Foster Companies and Wells Fargo. She also worked with World Savings, Wachovia and Wells Fargo in many positions, including as a loan processor, real estate appraiser, loan officer, underwriter, business analyst and director of business performance consulting for mortgage. She earned her bachelor’s in history from Brigham Young University in 1998 and her Master’s in business administration from Georgetown University in 2012.
SVP, National Sales Manager Randy Krout
SVP, National Sales Manager
Randal J. Krout is president of sales at Prosperity Home Mortgage, LLC. In his role, he is responsible for ensuring customer satisfaction, increasing the company’s mortgage volume and market share, and improving overall profitability. Randy has more than 26 years of experience working in strategic positions in some of the highest rated financial institutions.
Randy previously worked as the president at Prosperity Mortgage Company, a joint venture between The Long & Foster Companies and Wells Fargo. He also worked with Wells Fargo Home Mortgage as senior vice president, responsible for all operations and sales efforts in the eastern half of the United States, and at Freddie Mac as vice president of sales, managing sales activates in the eastern half of the country. Randy began his career at World Mortgage as a retail loan representative, eventually advancing to senior vice president and senior division manager of World Savings.
Krout received his bachelor’s degree from Rutgers University in Camden, N.J. He is married and has three children.
SVP, Controller David Lipscomb
David Lipscomb is the senior vice president of finance, controller and corporate officer for Prosperity Home Mortgage, LLC. He joined Prosperity Home Mortgage in June 2013 and is responsible for all aspects of finance & accounting, treasury, including warehouse line management, and business risk and controls areas of the company. His focus is delivering financial, operational and regulatory compliance.
With over twenty years of experience focused in the consumer lending space, David is a seasoned financial executive with industry leading experience encompassing financial & management reporting, analysis and planning, Big 4 and boutique consulting services, governance risk & controls, business process redesign, project & program management and mortgage operations. He joined Prosperity Home Mortgage from Baron Cameron & Co, LLC, a boutique consulting firm to the mortgage industry which he founded and was CEO. Previously, David has worked at KMPG in the CFO Advisory practice, at FNMA as Director of Single Family Loan accounting and finance systems and at GMAC Residential and Wells Fargo Home Mortgage in various Financial roles of increasing responsibility.
David is certified public accountant. He earned his Bachelors of Business Administration with an Accounting major from Pacific Lutheran University in Tacoma, Washington and his Masters of Business Administration from California State University at Long Beach.
SVP, Capital Markets Justin Messer
SVP, Capital Markets
Justin Messer is the senior vice president of capital markets for Prosperity Home Mortgage, LLC, bringing more than nine years of experience to the company. In his position, he is responsible for new product development, interest rate risk management, and loan pricing, trading and servicing. He also manages the company’s quality control, mortgage post-closing processes and investor relations.
Before joining Prosperity Home Mortgage, Justin worked with Prosperity Mortgage Company for three years, which was a joint venture between The Long & Foster Companies and Wells Fargo. Before that he served as a head trader for Quicken Loans. Justin received his bachelor’s degree in German and economics from University of Michigan in Ann Arbor, Michigan.
Diverse Segments Manager April Alexander
Diverse Segments Manager
April Alexander is Prosperity Home Mortgage’s regional diverse segments manager.
April has 22 years of experience in the mortgage industry and is responsible for community development and lending. At Prosperity Home Mortgage, she focuses on increasing growth and production to first-time home buyer, low to moderate income and ethnic minority buyers by managing special programs such as Bond and Down Payment Assistance programs and through national trade organizations. She is Prosperity Home Mortgage’s resident Bond and Down Payment Assistance program specialist for the nine states in which the company does business.
Prior to joining Prosperity Home Mortgage, LLC, April worked with Prosperity Mortgage Company, a joint venture between Long & Foster and Wells Fargo. She joined the company in 2004, and has previously served as area manager for Southern Maryland. She also worked at GMAC Mortgage and CITI Bank as a branch manager. She earned her bachelor’s degree from Marymount Manhattan College. Originally from New York, she has been a Maryland resident for 26 years. She is married with four children and loves physical fitness, football and soccer.
Area Sales Manager Robert Frazier
Area Sales Manager
Robert Frazier is the Area Manager of Prosperity Home Mortgage, LLC in the Baltimore and Eastern Shore area's bringing more than twenty years of experience to the company. In his position, Bob manages mortgage consultants and assistants, growing production with qualified sales people and quality loans. He specializes in coaching and mentoring sales staff.
Before joining Prosperity Home Mortgage, Bob worked with Prosperity Mortgage Company for three years, which was a joint venture between The Long & Foster Companies and Wells Fargo. Before that he originated loans for Trident Mortgage Company in the greater Philadelphia area. He studied at Kutztown University of Pennsylvania. Bob currently resides in Newton Square with his wife Joanne, son Bobby, daughter Grace and his dog Ruby. When he isn’t spending time with his family, you will find Bob on the golf course.
Area Sales Manager Brian Haug
Area Sales Manager
Brian Haug is the Washington, D.C., and Montgomery County, MD, area manager for Prosperity Home Mortgage, LLC. Brian began his career in the mortgage industry in 2001 after he purchased his first home at the age of 21.
Brian is responsible for leading a highly productive group of mortgage consultants in one of the most demanding real estate markets in the United States. He specializes in internal business-to-business relationship building, and he has had great success in building Prosperity Home Mortgage’s market share both within The Long & Foster Companies and the real estate industry as a whole.
In 2004, Brian joined Prosperity Mortgage Company, the former joint venture between The Long & Foster Companies and Wells Fargo. Prior to that, he worked as a loan officer and team lead for MetAmerica, a small mortgage company. He also worked for Circuit City’s corporate office as a customer service representative, where he was promoted six times within five years, ending his tenure as manager of the credit card bankruptcy department.
Brian graduated with a mechanical engineering degree from Virginia Commonwealth University in 2002 with a minor in math and business. He is an avid fan of VCU basketball, the Chicago Cubs and other Chicago sports teams.
Area Sales Manager Kevin Hull
Area Sales Manager
Kevin Hull is the area manager for the Richmond, Roanoke and Hampton Roads regions of Virginia for Prosperity Home Mortgage, LLC. He has more than 30 years of experience in the mortgage industry.
In his position, Kevin manages the mortgage consultants and assistants throughout the Richmond, Roanoke and Hampton Roads regions of Virginia and specializes in government lending, sales training and Virginia Housing Development Authority. Prior to joining Prosperity Home Mortgage, Kevin spent 18 years with Prosperity Mortgage Company, a joint venture between The Long & Foster Companies and Wells Fargo. He also worked as a branch sales manager with Beach Fed Mortgage and National City Mortgage.
Kevin earned his bachelor’s in business management from George Mason University in 1981. He is a lifelong resident of Virginia and has lived in Virginia Beach for the last 25 years. In the few hours he does not devote to mortgage lending, he enjoys skiing, paddle boarding and riding his motorcycle.
Area Sales Manager Mark Metaxas
Area Sales Manager
Mark Metaxas is the Delaware Valley area manager. In this capacity he is responsible for the Philadelphia, Delaware and interior New Jersey markets. He has been in the mortgage industry for 35 years and has served in a variety of roles with industry leading organizations.
Mark founded First American Mortgage in 1996. This company established itself as a leader in the Philadelphia market place. He joined Prosperity Home Mortgage in 2015.
Mark attended Colorado College and spent three years in the US Army prior to entering the Mortgage Industry. He is married with 3 daughters and enjoys spending time with his grandchildren, golf, hunting and fitness.
Area Sales Manager Dave Rotell
Area Sales Manager
Dave Rotell is the area manager for Prosperity Home Mortgage, LLC, leading the company’s mortgage sales in the Northern Virginia and southern Maryland regions, as well as in West Virginia. He has 25 years of experience in the mortgage industry.
Dave is in charge of his area’s growth and development for sales production, customer service, compliance and business management. He has a history of increasing sales production and successfully executing strategic business development initiatives, and he’s known as a dynamic executive sales and support leader.
Prior to joining Prosperity Home Mortgage, Dave worked with a number of mortgage and banking institutions, including Golden West Financial, Wachovia and Prosperity Mortgage Company. Originally from New York, he received his bachelor’s in economics from Syracuse University’s Maxwell School.
National Sales Support Manager Ron Wivagg
National Sales Support Manager
Ron Wivagg is the national sales support manager for Prosperity Home Mortgage, LLC. He has been in the mortgage industry for 23 years.
In his current position, Ron is responsible for product development, sales strategy and marketing, and specializes in each of those areas. Prior to joining Prosperity Home Mortgage, he spent four years with Prosperity Mortgage Company, which was a joint venture between The Long & Foster Companies and Wells Fargo. Prior to then, he worked for World Savings, Wachovia and Wells Fargo in the roles of national sales manager, regional manager and mortgage consultant.
Ron holds a bachelor’s degree from the University of Pittsburgh, the city in which he was born. He has been married for 22 years and has four children.