|Interest Rate||APR||Discount Points||Down Payment|
|30 Year Fixed Conforming||4.125%||4.222%||.000||25%|
|15 Year Fixed Conforming||3.500%||3.736%||.500||25%|
|5 Year ARM Conforming||4.125%||4.472%||.125||25%|
|30 Year Fixed FHA||3.875%||4.964%||.000||3.5%|
|FHA 5/1 ARM||3.875%||5.042%||.000||3.5%|
|30 Year VA||3.875%||4.197%||.000||0%|
|5 Year VA ARM||3.750%||4.242%||.125||0%|
|30 Year USDA||4.000%||4.557%||.250||0%|
|30 Year Fixed Jumbo (loans > $484,350)||4.000%||4.076%||.375||25%|
|5&5 Advantage Jumbo 5/5 ARM (loans > $484,350)||4.000%||3.974%||.125||25%|
|2 Step Advantage Jumbo 15/15 ARM (loans > $484,350)||4.375%||4.374%||.000||25%|
Mortgage interest rates shown are based on a 45-day lock for the purchase of a primary residence, a credit score (FICO) of 740 with a 25% down payment for conforming and jumbo conventional loans, 3.5% down payment on FHA loans and 0% down payment on VA and USDA loans.
Mortgage rates as of 7/19/2019 11:23 AM ET. Interest rates and annual percentage rates (APRs) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. Please contact us for details. Additional loan programs may be available. Accuracy is not guaranteed and all products may not be available in all borrowers geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the NJ Department of Banking and Insurance. Licensed by the Delaware State Bank Commissioner. Also licensed in Alabama, District of Columbia, Florida, Georgia, Indiana, Kansas, Maryland, Michigan, Missouri, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia and Wisconsin. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org)