|Interest Rate||APR||Discount Points||Down Payment|
|30 Year Fixed Conforming||2.875%||2.975%||0.000||25%|
|15 Year Fixed Conforming||2.250%||2.441%||0.125||25%|
|30 Year Fixed FHA||2.625%||3.721%||0.125||3.5%|
|30 Year VA||2.375%||2.733%||0.375||0%|
|30 Year USDA||2.375%||2.944%||0.500||0%|
|30 Year Fixed Jumbo (loans > $548,250)||2.875%||2.943%||0.250||25%|
Mortgage interest rates shown are based on a 45-day lock for the purchase of a primary residence, a credit score (FICO) of 740 with a 25% down payment for conforming and jumbo conventional loans, 3.5% down payment on FHA loans and 0% down payment on VA and USDA loans.
Mortgage interest rates shown are based on a 45-day lock for the purchase of a primary residence, a credit score (FICO) of 740 with a 25% down payment for conforming and jumbo conventional loans, 3.5% down payment on FHA loans and 0% down payment on VA and USDA loans. Mortgage rates as of 7/30/2021 12:50 PM ET. Interest rates and annual percentage rates (APRs) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The interest rate and annual percentage rate (APR) are subject to change after consummation of an adjustable rate mortgage. Interest rates may change daily. Consult a mortgage consultant for current rates. Please contact us for details. Additional loan programs may be available. Accuracy is not guaranteed and all products may not be available in all borrowers geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.