Today's Rates

Interest Rate APR Discount Points Down Payment

30 Year Fixed Conforming 4.125% 4.245% .500 25%

15 Year Fixed Conforming 3.500% 3.645% .125 25%

5 Year ARM Conforming 3.375% 3.778% .125 25%

30 Year Fixed FHA 3.750% 4.838% .250 3.5%

FHA 5/1 ARM 3.625% 4.232% .000 3.5%

30 Year VA 3.875% 4.195% .000 0%

5 Year VA ARM 3.625% 3.468% .000 0%

30 Year USDA 3.875% 4.398% .125 0%

30 Year Fixed Jumbo (loans > $625,500) 4.125% 4.196% .375 25%

5&5 Advantage Jumbo 5/5 ARM (loans > $417,000) 3.500% 3.706% .125 25%

2 Step Advantage Jumbo 15/15 ARM (loans > $417,000) 4.125% 4.038% .250 25%


Mortgage interest rates shown are based on a 45-day lock for the purchase of a primary residence, a credit score (FICO) of 740 with a 25% down payment for conforming and jumbo conventional loans, 3.5% down payment on FHA loans and 0% down payment on VA and USDA loans.

Mortgage rates as of 12/8/2016 12:14 PM ET.   Interest rates and annual percentage rates (APRs) are based on current market conditions, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables. Estimated closing costs used in the APR calculation are assumed to be paid by the borrower at closing. If the closing costs are financed, the loan, APR and payment amounts will be higher. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. .please contact us for details. Additional loan programs may be available. Accuracy is not guaranteed and all products may not be available in all borrowers geographical areas and are based on their individual situation. This is not a credit decision or a commitment to lend.

All first mortgage products are provided by Prosperity Home Mortgage, LLC. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Licensed by the NJ Department of Banking and Insurance. Also licensed in Delaware, District of Columbia, Maryland, North Carolina, Pennsylvania, South Carolina, Virginia, and West Virginia. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org)