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Leadership team

Justin Messer is proud to serve as Prosperity Home Mortgage’s second President and Chief Executive Officer. With over 15 years of leadership experience in the industry, Justin brings a diversified mortgage background with a customer-first approach. Having been mentored by some of the most well-respected leaders in the mortgage industry, Justin will continue to ensure Prosperity remains an industry leading, tech-enabled lender with a focus on providing a superior customer experience. Before joining Prosperity’s executive team in 2013, Justin held roles at Quicken Loans (now Rocket Mortgage) and with The Long and Foster Companies. Justin received his degree from the University of Michigan and enjoys spending time with his family, at their home in Oakton, Virginia, and family cabin in Northern Michigan.
Justin Messer
President and CEO
Justin Messer is proud to serve as Prosperity Home Mortgage’s second President and Chief Executive Officer. With over 15 years of leadership experience in the industry, Justin brings a diversified mortgage background with a customer-first approach. Having been mentored by some of the most well-respected leaders in the mortgage industry, Justin will continue to ensure Prosperity remains an industry leading, tech-enabled lender with a focus on providing a superior customer experience. Before joining Prosperity’s executive team in 2013, Justin held roles at Quicken Loans (now Rocket Mortgage) and with The Long and Foster Companies. Justin received his degree from the University of Michigan and enjoys spending time with his family, at their home in Oakton, Virginia, and family cabin in Northern Michigan.
Brenna Dutton’s passion for customer service is beyond measure. With over 30 years of experience in the mortgage industry, she leads and oversees Prosperity Home Mortgage’s lending activities, credit culture and quality. Brenna works closely with Sales and Operations as the escalation point for difficult loan level decisions. Her focus also includes training, credit risk and the development of credit quality review policies, procedures, and the credit approval process. Brenna Dutton ensures that loan documentation, systems and procedures are consistent with the highest standards in the industry and are appropriate for all regulatory agencies. As EVP, Chief Lending Officer, she has final credit authority and prides herself on providing prompt, clear credit decisions.
Brenna Dutton
EVP, Chief Lending Officer
Brenna Dutton’s passion for customer service is beyond measure. With over 30 years of experience in the mortgage industry, she leads and oversees Prosperity Home Mortgage’s lending activities, credit culture and quality. Brenna works closely with Sales and Operations as the escalation point for difficult loan level decisions. Her focus also includes training, credit risk and the development of credit quality review policies, procedures, and the credit approval process. Brenna Dutton ensures that loan documentation, systems and procedures are consistent with the highest standards in the industry and are appropriate for all regulatory agencies. As EVP, Chief Lending Officer, she has final credit authority and prides herself on providing prompt, clear credit decisions.
Neal Harrah has spent over thirty-five years in the real estate appraisal and valuation industry. He has extensive field experience and has held key positions in operations management. Neal serves as Chief Appraiser for Prosperity Home Mortgage overseeing the Collateral Risk Management group. The team establishes and manages appraisal and condo/coop policies to ensure credible compliant valuations. Primary functions include vendor management, quality control and appraisal review. Prosperity is committed to getting the valuation right through our best-in-class collateral process. Prior to joining Prosperity in 2019, Neal was National Collateral Underwriting Manager, Head of Real Estate Valuation at HomeServices Lending, LLC. Neal is a Licensed Certified General Real Property Appraiser and has a BS in Economics from Hamline University in Minnesota.
Neal Harrah
Chief Appraiser
Neal Harrah has spent over thirty-five years in the real estate appraisal and valuation industry. He has extensive field experience and has held key positions in operations management. Neal serves as Chief Appraiser for Prosperity Home Mortgage overseeing the Collateral Risk Management group. The team establishes and manages appraisal and condo/coop policies to ensure credible compliant valuations. Primary functions include vendor management, quality control and appraisal review. Prosperity is committed to getting the valuation right through our best-in-class collateral process. Prior to joining Prosperity in 2019, Neal was National Collateral Underwriting Manager, Head of Real Estate Valuation at HomeServices Lending, LLC. Neal is a Licensed Certified General Real Property Appraiser and has a BS in Economics from Hamline University in Minnesota.