First Time Home Buyer Loan Options

Foyer Savings +

First-Time Homebuyer
SAVINGS ACCOUNT

Prepare Financially

First-Time Homebuyer Savings Accounts (FHSAs) - Personalized homebuyer coaching app featuring a high yield savings account for down payment and closing costs.

Homebuying education is a dynamic feature sprinkled throughout the app based on member’s current progress towards their goals. Prosperity funds the annual account fees for up to two years. Deposit match by Foyer Savings.

We partner with local and national organizations focused on growing opportunities in homeownership and dedicated to increasing homeownership for minorities, and underserved communities and markets

AREAA is dedicated to promoting sustainable homeownership opportunities in Asian American communities by creating a powerful national voice for housing and real estate professionals that server this dynamic market.

A 501(c)6 non-profit member organization dedicated to empowering the LGBTQ+ community on their path towards and enjoyment of homeownership. The Alliance is also a leading advocate for the LGBTQ+ community in real estate and housing policy, working on behalf of all LGBTQ+ people on their housing needs.

The USA Homeownership Foundation, Inc. DBA Veterans Association of Real Estate Professionals (VAREP), is a non-profit 501(c)(3) and HUD-approved housing counseling organization dedicated to increasing sustainable homeownership, financial-literacy education, VA loan awareness, and economic opportunity for the active-military and veteran communities.

We are The Voice for Hispanic Real Estate® and proud champions of homeownership for the Hispanic community with over 40,000 members across the country.

The National Association of Real Estate Brokers, (NAREB), is a Real Estate Professional trade organization with the mission of “promoting democracy in housing." Our national goal is to bring together the nation's minority professionals in the real estate industry to promote the meaningful exchange of ideas about our business and how best to server our clientele.

NAMMBA is a national trade association dedicated to the enrichment and betterment of women and minorities who work in the real estate finance industry.

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At Prosperity Home Mortgage, we’re not just lighting the path to homeownership—we’re illuminating the road to generational prosperity. Because when homebuyers succeed, their families thrive, communities grow stronger, and that’s how we build a more equitable future, one mortgage at a time.