FHA Streamline

Allows qualified borrowers to refinance a current FHA mortgage loan to a lower interest rate more quickly and with less paperwork.

Refinancing with FHA Streamline may help qualified borrowers reduce their overall mortgage payment, decrease an existing interest rate and help build home equity faster.

Refinance with confidence

Features:

  • Lender-paid closing costs – No out-of-pocket closing costs for borrowers
  • No appraisal required – using the original appraised value may help minimize declining home values
  • No maximum income ratios – changes in income may have less impact
  • Quicker financing process – reduced documentation helps facilitate a faster loan closing
  • Potential refund of existing FHA upfront MIP

Please see program specific pages for details or speak with your local mortgage consultant.

By refinancing an existing loan, your total finance charges may be higher over the life of the loan.

Prosperity Home Mortgage, LLC is not affiliated with or endorsed by any government agencies.

*Not all borrowers will qualify

*Not all borrowers will qualify

*Not all borrowers will qualify

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