Real Estate Investor Loan Programs

Let us help you reach your real estate investment goals with a variety of different programs.

Real Estate Investor Loan Program

Does your overall financial investment picture include real estate?

Whether you are new to real estate investing or a seasoned investor, we have purchase and refinance options that may help meet your financial goals.

Conforming Fixed-Rate Investment Loans:

  • Down payment of 20% for a 1-unit property.
  • Loan amounts up to $548,250.
  • Rental income may be used to qualify a borrower without rental history or a current lease on the property.

High Balance Fixed-Rate Investment Loans:

  • Down payment of 20% for a 1-unit property.
  • Loan amounts up to $822,375 in high balance areas established by the Federal Housing Finance Agency (FHFA).
  • Rental income may be used to qualify a borrower without rental history or a current lease on the property.

Jumbo Fixed-Rate Investment Loan:

  • Down payment of 35% for a 1-unit property up to $1 million.

Prosperity Home Mortgage, LLC, is not a financial advisor and cannot and is not offering Investment advice. Please consult a financial advisor to determine if real estate investing is right for you.

*Not all borrowers will qualify

*Not all borrowers will qualify

*Not all borrowers will qualify

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