Mortgage Consultant
We make the home loan process as simple as possible by guiding you through every step.
590 Madison Avenue, 5th Floor
Suite A
Choosing to buy or build a home in the NY/CT area could not be better. While financing a home is something that most people do only a few times in their lives, helping people achieve their dream of homeownership is Donna’s passion. Since starting mortgage lending in 1994, she has seen the market ebbs and tides allowing her to share those experiences to be able to address individual concerns to meet the goals of each client.
Donna has years of experience as a residential mortgage loan officer and is deeply knowledgeable about a variety of loan programs. Whether you are a first-time homebuyer or a seasoned homeowner, Donna will walk you through the mortgage process and answer your questions, big or small.
Throughout her career, Donna has helped clients secure the financing they need to purchase, renovate, build, or refinance their dream home. Because her business is built on referrals, Donna’s goal is to make your mortgage experience a great one! Part of this goal is to make purchasing a home a seamless and smooth experience and to provide customer service that is not just the best, but memorable. As a mortgage loan officer in the Tri-State area, Donna has been helping home buyers for close to 30 years.
It is critically important to her to provide her clients with responsive customer service, meticulous attention to detail and a mastery of all things mortgage. She enjoys educating others with timely mortgage seminars, lecturing for real estate agents at top firms on hot mortgage topics, among them, the benefits of owning vs. renting.
Donna lives in Westchester County, NY, and beach communities along the NJ shore. She is married with two college age children and Great Dane dogs. Animal rescue is one of Donna’s great passions.
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Pathway To Prosperity
Ask Us About
Pathway To Prosperity
Ask Us About
Pathway To Prosperity
I'm here to answer allyour mortgage questions
Do I need to save for a 20% down payment?
No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.
Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.
What's the difference between an adjustable and a fixed rate mortgage?
A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.
Can I access my home equity before I finish paying off my loan?
Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.
What do I do if I can't afford my mortgage payment anymore?
The first thing you should do in the event that you can't afford your mortgage payments anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.
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"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."
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The ProsperityNow app is a mobile application that helps Loan Officers enhance relationships, stay ahead of the competition and close loans faster! Loan Officers stay front and center with individually branded apps!
