As the result of a higher average U.S. home price in 2022, the Federal Housing Finance Agency (FHFA) has announced new, higher maximum conforming loan limits for 2023.
In most areas of the country, the 2023 maximum loan amount for one-unit properties will be $726,200, an increase from $647,200 in 2022. The new FHA loan limit has increased to $472,030 from $420,690 in 2022. In high-cost areas, the new maximum high balance loan limit is $1,089,300. And the VA loan limit remains at $1,500,000.
Loan limits may vary by county. Click here for a list and map of maximum loan limits for all counties and county-equivalent areas in the U.S.
Contact your mortgage consultant directly if you have questions on local limits or other home financing options.
See all articles
Wednesday, June 4, 2025
Building More Than Homes in Dallas: Prosperity Teams Up With Habitat for Humanity
View full article
Monday, June 2, 2025
More Than a Mortgage: #1 for a Reason
Why the Best Home Buying Experience Starts with the Right Team
View full article
Tuesday, November 12, 2024
Prosperity Home Mortgage Ranked #1 by J.D. Power for Customer Satisfaction in Mortgage Banking
View full article
Wednesday, October 30, 2024
Spotlight on Gary Walters: Empowering Veterans Nationwide as Part of the VAREP National Education Committee
View full article
Tuesday, August 20, 2024
August 2024 Market News: What Buyers and Sellers Need to Know
View full article
Wednesday, August 14, 2024
Why HomeSURE Advantage Gives You the Edge in Today’s Real Estate Market
View full article
Wednesday, July 31, 2024
Closing with Confidence: The $30K On-Time Closing Guarantee
View full article
Tuesday, June 25, 2024
Prosperity Home Mortgage Secures Top Spot for Customer Satisfaction in 2023
View full article
.png)
Friday, April 5, 2024
National Home Valuation Week 2024
Empowering Homeowners and Real Estate Professionals with Advanced Valuation Technology
View full article
Wednesday, February 28, 2024
Financing a Greener Future: Home Equity Solutions for Eco-Upgrades
View full article
Tuesday, January 30, 2024
Navigating Home Equity Options for Renovation Projects: Beyond the Basics
View full article
.png)
Wednesday, January 24, 2024
Prosperity Home Mortgage Recognized for Overall Customer Satisfaction by J.D. Power
View full article
Tuesday, January 9, 2024
Celebrating a Decade of Prosperity
Celebrating a Decade of Prosperity: A Journey of Innovation, Resilience, and Customer-Centric Excellence
View full article
Wednesday, January 3, 2024
Seize the Moment: Why Now May Be the Perfect Time to Buy Your Dream Home
View full article
Wednesday, December 13, 2023
Why Real Estate Still Reigns Supreme as the Best Long-Term Investment
View full article
Monday, November 6, 2023
How Our Homebuyers Are Beating Rising Interest Rates: Discover Benefits of a Buydown
View full article
Tuesday, October 24, 2023
Capitalize on Multi-Unit Living: Your Home, Your Investment, With as Little as 5% Down
View full article
Wednesday, October 11, 2023
Unlocking the Potential: 4 Ways to Use Your Home Equity
View full article
Friday, September 29, 2023
National Mortgage Professional Month: Celebrating Our Teams!
View full article
Wednesday, September 20, 2023
Navigating the Modern Mortgage Landscape: A Closer Look at Debt Service Coverage Ratio (DSCR) Loans
View full article
Friday, July 21, 2023
Prosperity Home Mortgage Earns Top Spot for Customer Satisfaction in 2022 Mortgage Industry Rankings
View full article
Wednesday, June 14, 2023
Prosperity Home Mortgage's Remarkable Ranking and a Bright Future Ahead
View full article
Thursday, May 25, 2023
Building Homes and Building Communities: Our Tucson Team Joins Habitat for Humanity
View full article
Wednesday, April 26, 2023
Introducing BorrowSmart Access
Freddie Mac BorrowSmart Access: Helping First-Time Homebuyers in Under-Served Communities
View full article
Tuesday, April 25, 2023
FHFA Loan Level Price Adjuster Clarification
Setting the record straight.
View full article
Monday, March 20, 2023
Celebrating the legacy of P. Wesley "Wes" Foster, co-founder of Long & Foster Companies
View full article
Friday, March 3, 2023
Prosperity Home Mortgage Announces $5,000 HomeBuyer Boost Grants
Prosperity Home Mortgage announced the launch of its HomeBuyer Boost Grant Program to benefit first-time homebuyers
View full article
Monday, February 27, 2023
Buyer's Bridge Loans: What They Are and How They Work
Buy now and sell later with our Buyer's Bridge loan. Don't let a dream home slip away while waiting on a pending sale!
View full article
Wednesday, February 22, 2023
Prosperity Opens a New Community Lending Office in Downtown Atlanta, GA
Our focus is on increasing minority homeownership.
View full article
Tuesday, February 14, 2023
Rate Rollback Guarantee
Obtain lower initial mortgage payments and long-term security
View full article
Wednesday, February 1, 2023
Prosperity Revamps Leadership Team for Future Growth
New Vice President positions have been created, giving local leaders the authority to make decisions based on their market knowledge and relationships with real estate partners.
View full article
Friday, January 27, 2023
Prosperity names Brian Haug Chief Retail Production Officer
Brian Haug has been promoted to the role of Executive Vice President and Chief Retail Production Officer
View full article
Wednesday, January 11, 2023
Prosperity Home Mortgage Names Justin Messer President and CEO
View full article
Wednesday, December 21, 2022
Prosperity Celebrates Continued Success with a New Look
View full article
Friday, November 11, 2022
Prosperity Home Mortgage Reaches $5.7 Billion in VA Loan Fundings
View full article
Sunday, October 23, 2022
Habitat For Humanity: Tucson 2022
Our Prosperity Home Mortgage team is working hard to bring the phrase “home for the holidays” to life,..
View full article
Monday, July 27, 2020
Prosperity Home Mortgage Partners with DC Habitat to Complete 14 Affordable Homes
View full article
Wednesday, July 28, 2021
Prosperity Home Mortgage Consultants Recognized as Top in the U.S. by Mortgage Executive Magazine
View full article
Monday, January 4, 2021
Berkshire Hathaway HomeServices Fox & Roach, REALTORS® Selects Prosperity Home Mortgage, LLC as Their Mortgage Affiliate
View full article
Wednesday, November 11, 2020
Prosperity Home Mortgage Reaches $3.2 Billion in VA Loan Fundings
View full article
Thursday, April 1, 2021
Introducing Home Advantage, a Nationwide Zero Down FHA Mortgage
View full article
Wednesday, July 7, 2021
Brian Haug Appointed to Senior Leadership Position at Prosperity Home Mortgage, LLC
View full article
Tuesday, July 20, 2021
Prosperity Home Mortgage Named One of 50 Best Companies to Work For
View full article
Thursday, July 22, 2021
Prosperity Home Mortgage Company Ranks 20th in Top 100 Mortgage Companies in America
View full article
Tuesday, December 14, 2021
COO, Justin Messer Named Among 40 Under 40 Influential Mortgage Professionals
View full article
Friday, January 21, 2022
Prosperity Reaches Over $15.5 Billion in Loan Volume in 2021
View full article
Wednesday, March 23, 2022
Prosperity Home Mortgage Now Operating in the Greater Palm Springs Temecula Valley Areas
View full article
Thursday, March 31, 2022
18 MCs Recognized by Philadelphia Magazine for Top Mortgage Professionals Award
View full article
Wednesday, April 27, 2022
Mike Miller Joins Prosperity Home Mortgage as Indiana Regional Manager
View full article
Wednesday, April 27, 2022
Prosperity Home Mortgage Consultants Recognized as Top 1% for Customer Satisfaction by Experience.com
View full article
Monday, June 6, 2022
Prosperity Home Mortgage Ranked Among Nation Top Mortgage Lenders
View full article
