2020 may have been the year of unprecedented times due to COVID-19, but it was also the year that brought low interest rates and new opportunities for homebuyers, giving many people a chance to buy their first home or upgrade into a new one.
It’s been a seller’s market and it doesn’t seem to be slowing down. With more people looking for homes and interest rates on the rise, potential home buyers are facing the challenges of higher home prices, low inventory, and unprecedented competition. At Prosperity Home Mortgage, LLC (Prosperity) we know it’s tough out there, which is why we have programs, resources, and professionals here to help you through it all.
We’re Prepared for this Market.
Our Lock, Shop & Home and Buyer Advantage® programs were in place long before interest rates went up.1,2 While some lenders scramble to develop programs for this new market, our foresight put us way ahead of the competition.
We’re Designed for Efficiency.
We designed our Appraiser Panel to skip the middleman and go straight to local appraisers. Some lenders use Appraisal Management Companies, which can add time and fees that get passed on to home buyers. But our appraisers prioritize our business, ensuring turn times faster than the industry standard.
We’re Built for Success.
From day one, purchase financing has been our priority. Our loan programs are specifically designed to help home buyers land their perfect home. That’s what makes our company strong and successful.
We have a foundation that holds strong in any market.
CEO of Prosperity, Tim Wilson, believes we were made for this type of market saying, “Prosperity has been focused on purchase business for years. We don’t need to pivot to a new model. We’re built to thrive in this market, and we’re prepared to serve our clients for years to come."
Prosperity has been ranked as a Top Mortgage Lender by Scotsman Guide each year since 2014, closing over $15.5 billion in loan volume and over 45,000 loans in 2021. Prosperity is represented by more than 500 mortgage consultants throughout 48 states and Washington, D.C.
To find a local mortgage consultant, click here.